Graduate Student Health Insurance and
the University Healthcare Subsidy
Graduate Student Health Insurance and Requirements
As part of 柑橘直播's commitment to the health and well-being of its community, the University works to ensure that our students have access to quality health insurance.
Health insurance is mandatory for all international graduate students and law students. Graduate students from the United States have the opportunity to enroll in 柑橘直播's University-sponsored health insurance plan during enrollment windows if they are taking 3 or more credits and if they are taking classes on campus.
Full details about the University sponsored plan and requirements can be found on the Student Health Insurance Information and Requirements website.
University Healthcare Subsidy for Fully Funded Graduate Students
柑橘直播 University is pleased to offer a need-based healthcare subsidy to all fully funded graduate students with demonstrated need.
What does it mean to be "fully funded"? Fully funded graduate students are receiving both tuition remission and a stipend.
What is 鈥渄emonstrated need?鈥� Fully funded graduate students who already receive healthcare through a previous or current employer, partner, parent, or other source are not eligible to receive the subsidy. All other fully funded graduate students are eligible.
Eligible PhD students will be fully subsidized at the rate of 柑橘直播's sponsored United Healthcare plan and master's students will receive a $2000 subsidy towards their health insurance costs. For updated information on the University's current United Healthcare rates, please visit the Student Health Center website.
In order to demonstrate their need, each fully funded graduate student wishing to receive a healthcare subsidy from the University must complete an application, which will be emailed to students directly in late July. Any questions should be directed to the Grad Center.
Please read below for FAQs related to health insurance and the healthcare subsidy program at 柑橘直播.
Health Insurance and University Healthcare Subsidy FAQs
If you are taking at least 3 credits of in-person classes, then yes! Online students who take no in-person classes are not eligible.
All international graduate students are required to enroll in 柑橘直播鈥檚 sponsored United Healthcare Plan. The cost for the 2025-2026 academic year, which provides coverage from August 1, 2025 鈥� July 31, 2026 is $2,407. International students are automatically enrolled and billed for this insurance. In very rare instances, international students may request a waiver and enroll in a different plan of their choosing. However, students must prove comparable coverage and receive approval for the waiver. International students should not ever enroll in and pay for another plan before having the alternate plan approved. Waiver requests must go through the process outlined on .
Domestic graduate students are not required to purchase 柑橘直播鈥檚 sponsored plan and are not required to show proof of coverage. If a domestic graduate student would like to enroll in 柑橘直播鈥檚 sponsored United Healthcare Plan they can enroll by following the steps on this website. The cost for domestic graduate students for 2025-2026 is $4,421 for coverage between August 1, 2025 鈥� July 31, 2026. Students can learn more on this website. United Healthcare will bill 柑橘直播 directly and the health insurance charge will appear on the student鈥檚 V-bill.
Graduate students may choose to enroll their dependents in 柑橘直播鈥檚 sponsored United Healthcare plan. Learn more about the rates and process on the . Any graduate student that enrolls a dependent on their United Healthcare plan must do so through United Healthcare directly and will be billed directly by United Healthcare.
In order to enroll in 柑橘直播's sponsored United Healthcare plan, graduate students must be enrolled in classes. Graduate students who have not yet enrolled in classes must do so prior to enrolling in the United Healtchare plan. If a graduate student has not yet enrolled, they must do so and should then return to the health insurance enrollment site 24-48 hours later as it takes some time for the system to recognize the course registration. In addition, graduate students should note that there is a different registration form for domestic and international graduate students. Graduate students should follow the appropriate prompts on this website. If, after enrolling in courses, a graduate student continues to receive an error message when they attempt to enroll in the University's sponsored United Healthcare plan, they should email gradcenter@villanova.edu.听听
The enrollment deadline for Fall 2025 is September 5, 2025. This applies for both student and dependent enrollment.
All eligible fully funded graduate students may apply for the University Healthcare Subsidy. The amount for funded master鈥檚 students is $2000 and the amount for funded PhD students is the total amount of 柑橘直播鈥檚 sponsored United Healthcare plan ($2407 for international students and $4421 for domestic students).
To be eligible, fully funded graduate students cannot not be receiving health insurance through a parent, partner, employer, or other source. In order to receive the subsidy, students must fill out the healthcare subsidy application that is emailed to them directly. These emails contain unique application links and should not be forwarded or shared under any circumstances. Reminder emails will be sent out regularly until the deadline of Friday, September 5, 2025. Students should not fill out the University Healthcare Subsidy application before they know what their health insurance plan is.
No. Domestic graduate students who do not receive health insurance through a parent, partner, employer, or other source, are eligible to apply for the University Healthcare Subsidy. If the graduate student chooses to purchase a plan through the marketplace, they can still receive the subsidy in the amount of 柑橘直播鈥檚 sponsored United Healthcare plan. Please note, this is really only an option for domestic graduate students as international students are required to purchase 柑橘直播鈥檚 sponsored plan.
No. The University Healthcare Subsidy applies to the graduate student only. If a graduate student wants to enroll their dependent in 柑橘直播鈥檚 sponsored United Healthcare plan, they can do so by contacting United Healthcare directly. United Healthcare will NOT bill 柑橘直播 directly for dependents, the graduate student will need to pay United directly for their dependents. More information can be found on the .
No. 柑橘直播鈥檚 sponsored United Healthcare plan does not cover dental or vision insurance. Graduate students may purchase their own dental plan. There are a variety of affordable dental options, including through or through . The University Healthcare Subsidy does not provide reimbursement for dental or vision insurance.
Fully funded graduate students (receiving both tuition remission and stipend) who are not receiving health insurance through a parent, partner, employer, or other source are eligible for the University Healthcare Subsidy. Applications for the University Healthcare Subsidy will be denied if the student is not fully funded (i.e., a tuition scholar in a master鈥檚 program or not funded at all), if the graduate student has health insurance through a parent, partner, employer, or other source, or if the graduate student applies for the subsidy beyond the stated deadline.
The funds will be disbursed to student accounts in mid-September.
The healthcare subsidy will be applied directly to student accounts. After funds are disbursed, graduate students can access the funds as an e-refund. Students should review this website for more information. Graduate students must sign up for in MyNova and must submit the Student Refund Request form.
Graduate students that did not receive an email with instructions on applying to the University Healthcare Subsidy, should email Emily McCloskey, Director in the Grad Center, at emily.mccloskey@villanova.edu.